Retirement 101

Last updated: April 8, 2016

Saving and Investing Today Can Improve Retirement Tomorrow

As American employers continue to abandon traditional pension plans in favor of more-flexible 401(k)s, individual workers become more responsible for their own retirement security. The government’s social security program will provide you with some income, but the quality of your retirement will depend largely on how you save and invest your money today.

When you’re just starting to save for retirement, the bulk of your nest egg will come from your contributions. That’s why it’s important to make saving a habit. As time goes by and your nest egg grows, investment returns can become a larger slice of your retirement savings. However, investments may not gain in value every year, so it is important to learn prudent strategies for long-term investment success. Whether or not you have a retirement plan at work, you can save on your own in an individual retirement account (IRA).

Click the links below to learn more:

3 Key Rules

Investment Options

Retirement Accounts

Create an Income Stream

Annuities

Retirement Investment Dictionary

Keep Yourself and Your Money Safe

*The information on this page is credited to IPT and Kiplinger. Their original materials are made available by the Kansas Securities here.