Shopping for Health Insurance Coverage

Last updated: October 7, 2015

Never Get Only One Opinion

You should make a list of questions before you shop for a health plan. As well as:

  • Get information about household income

  • Set a budget for health insurance

  • Find out if you can stay with your current doctors and pharmacy

  • Understand how insurance works

    • Including getting an understanding of deductibles, out-of-pocket maximums, and copayments

Resources

The Kansas Insurance Department offers resources here . There are a number of other resources:

They help you understand

  • How insurance works

  • The different insurance options

  • What to consider when you buy coverage

A new standard form called the Summary of Benefits and Coverage (SBC), and the companion Uniform Glossary that includes a set of uniform definitions, are also available for all health insurance plans.

  • This information can help you compare different insurance options.

  • You can get the form and definitions through the Health Insurance Marketplace or ask the plan provider for it.

If you are eligible to buy coverage through the Health Insurance Marketplace, you can enroll through

  • The Marketplace website at HealthCare.gov

  • By phone at 800-318-2596

  • Or in person through agents, navigators, or certified application counselors

Click any of the following topics to learn more!

Available Plans Through the Health Insurance Marketplace

Comparing and Understanding Plans

Other Types of Coverage

How to Keep Safe and Avoid Fraud While Looking For a Plan