Exemptions to the Individual Mandate
There are some cases where there is no penalty to not having coverage.
You should make a list of questions before you shop for a health plan. As well as:
Get information about household income
Set a budget for health insurance
Find out if you can stay with your current doctors and pharmacy
Understand how insurance works
Including getting an understanding of deductibles, out-of-pocket maximums, and copayments
The Kansas Insurance Department offers resources here. There are a number of other resources:
They help you understand
How insurance works
The different insurance options
What to consider when you buy coverage
A new standard form called the Summary of Benefits and Coverage (SBC), and the companion Uniform Glossary that includes a set of uniform definitions, are also available for all health insurance plans. Click here for more information.
This information can help you compare different insurance options.
You can get the form and definitions through the Health Insurance Marketplace or ask the plan provider for it.
If you are eligible to buy coverage through the Health Insurance Marketplace, you can enroll through
The Marketplace website at HealthCare.gov
By phone at 800-318-2596
Or in person through agents, navigators, or certified application counselors
Click any of the following topics to learn more!