Exemptions to the Individual Mandate
There are some cases where there is no penalty to not having coverage.
Accreditation is a comprehensive process by private, non-profit organizations. They review how well health plans deliver care and how they work to improve the delivery of care over time.
Health plans offered through the Health Insurance Marketplace must be certified by a recognized accrediting body, such as
URAQ at www.urac.org,
The National Committee for Quality Assurance (NCQA) at www.ncqa.org
And the Accreditation Association for Ambulatory Health Care (AAAHC) at www.aaahc.org.
Part of a health plan’s certification requires that the plan be accredited by a recognized accrediting entity within a certain time-frame. Accreditation ensures that the plans sold on the Health Insurance Marketplace meet minimum quality standards in the Affordable Care Act (ACA) for:
Consumer experience ratings come from surveys that ask people who have coverage how they like their plan. These people also rate the quality of the medical care they receive. As well as the accessibility of the medical care that they need.
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