Exemptions to the Individual Mandate
There are some cases where there is no penalty to not having coverage.
The Affordable Care Act (ACA) requires plans sold through the Health Insurance Marketplace to include vision coverage for children. However, there is no process for offering a stand-alone vision plan through the Marketplace.
Dental benefits are treated differently.
The ACA lets insurance companies offer health plans through the Marketplace that do and don’t include pediatric dental benefits.
The Marketplace also offers stand-alone dental plans that include pediatric dental benefits.
In Kansas some medical plans on the Marketplace offer pediatric dental and others do not.
Stand-alone dental plans for children and adults are available.
If you have minimum essential health coverage from another source, you may but a stand-alone dental plan on the Marketplace without purchasing medical coverage.
Click here to check the federal website for more information about dental benefits
This article is published on KansasMoney.gov. Find more information by contacting these state agencies: