Can a Person's Health Condition Affect Their Coverage?

Last updated: March 30, 2016

No

  • Under the Affordable Care Act (ACA), health insurance companies cannot limit coverage based on your health condition. These are often called “pre-existing conditions.”

  • They also cannot charge you a higher premium because of a health condition.

These protections apply whether you buy coverage through the exchange or outside the exchange.

To learn what insurance companies can look at, click here.

This article is published on KansasMoney.gov. Find more information by contacting these state agencies: