Exemptions to the Individual Mandate
There are some cases where there is no penalty to not having coverage.
You can buy a plan through the Health Insurance Marketplace. This would satisfy the individual mandate. However, you don’t have to. There are other forms of health coverage that satisfy the requirement to have “minimum essential coverage”. This includes:
Most employer-sponsored plans
Enrollment in a government program such as Medicare, Medicaid, TRICARE or CHIP
They can also continue to use agents to buy insurance available in the market outside the exchange.
Some health plans don’t meet the requirement of minimum essential coverage and don’t satisfy the individual mandate requirement to have basic health care coverage.
Check the website www.healthcare.gov/fees-exemptions/fee-for-not-being-covered/ for more information.
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