Giving to Learning Quest

Last updated: March 29, 2016

Giving to a Learning Quest Account is Easy and Advantageous

Ugift®

Ugift is an innovative online feature for account owners. It lets you ask family and friends to celebrate birthdays, holidays, and other occasions with a gift contribution to your beneficiary's Learning Quest account. This is one of the most meaningful gifts a beneficiary can receive: help toward a higher education. Click to Learn more.

Upromise®*

Upromise lets you earn cash back for college. 

  • It is free to join. 
  • It rewards you in your everyday purchases. A percentage of your eligible spending will be deposited into your Upromise account. 
  • You can link your Upromise account to your eligible 529 account. Rewards will be transferred to your college savings automatically. 

Visit Upromise.com/LQ to learn more and enroll.

*Upromise is an optional service offered by Upromise, Inc. It is separate from Learning Quest. It is not affiliated with the State of Kansas. Specific terms and conditions apply. Participating companies, contribution levels, and conditions subject to change without notice. Transfers subject to a $25 minimum.

What Tax Advantages Does Learning Quest Offer?

There are a number of advantages, including tax-deferred earnings and tax-free qualified withdrawals. Learn more. (Earnings on non-qualified withdrawals are subject to federal and state income taxes and a 10% federal penalty tax.)

Are There Any Special Tax Benefits for Kansas Taxpayers?

Kansas taxpayers receive an annual adjusted gross income deduction of up to $3,000 ($6,000 if married, filing jointly) for contributions per beneficiary, per year.

What Are the Plan's Gift- and Estate-Tax Benefits?

You may contribute annually up to $14,000 per beneficiary without being subject to gift tax. Also, you can take advantage of "accelerated gifting," making five years' worth of contributions ($70,000/$140,000 for spousal gifts) in a single year per beneficiary without incurring federal gift tax. Click to Learn more.

The availability of tax or other benefits may be conditioned on meeting certain requirements, such as

  • Residence

  • Purpose for distributions

  • Timing of distributions, or

  • Other factors

This article is published on KansasMoney.gov. Find more information by contacting these state agencies: