Exemptions to the Individual Mandate
There are some cases where there is no penalty to not having coverage.
In Kansas, navigators can help you log-on to the Health Insurance Marketplace.
You will log into your own Marketplace account.
The navigator can help you to complete the application.
You will be asked to enter the navigator’s Marketplace user identification on your application. This shows that the navigator helped you.
The navigator can help you compare qualified health plans.
They can answer questions about health insurance policies in general.
The navigator can answer your questions about the differences in health plans.
As well as what these differences might mean for you.
The navigator cannot recommend or suggest which health plan would be best for consumers and their families.
Navigators are not permitted to collect premium payments on behalf of an insurer or the Health Insurance Marketplace.
Navigators cannot sell, solicit, or negotiate a qualified health plan through the Marketplace.
They cannot suggest that one health plan would be better for the you than another plan.
This article is published on KansasMoney.gov. Find more information by contacting these state agencies: