Exemptions to the Individual Mandate
There are some cases where there is no penalty to not having coverage.
Discover the other’s driving record.
Investigate combining insurance and possibly named-driver exclusion clauses.
As you improve your home make sure the insurance company is kept up to date. That way you can keep all the value insured.
Make sure you know a house’s insurance rates before buying it. Location affects this quite a bit. As well as construction type and square footage.
Whose coverage should you keep?
Look at out-of-pocket expenses, cost-sharing expenses, what is and is not covered.
Don’t just choose the cheaper looking option
Most insurance providers let you change your policy when you get married without a penalty.
Be sure to inform your insurer if stepchildren are joining the family.
Update your beneficiaries!
Reassess your life insurance amount. As your situation has changed, make sure the amount of insurance you have reflects your new needs.
10 Insurance-Smart Things to do Before Getting Married: click here
5 Questions to Answer Before Getting Married: click here
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