Exemptions to the Individual Mandate
There are some cases where there is no penalty to not having coverage.
Renters need insurance for their personal belongings. Homeowners need it to protect their homes and property.
Both need liability insurance in case other people get injured or their property is accidentally damaged.
This is the simplest and most important step. It helps you track what you own and what it’s worth. With this knowledge you know exactly how much you need to insure.
5 Questions to answer before choosing a new home: click here.
10 Insurance-Smart Things to do When Choosing a New Home: click here.
A Consumer Guide to Home Insurance: click here.
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