What Happens if I Don't Satisfy the Individual Mandate?

Last updated: March 30, 2016

You Will Pay a Tax Penalty

If you don’t have health insurance coverage or fit within an exemption you will pay a tax penalty. The penalty is set to increase each year as follows:

  • In 2015 it will be the greater of $325 per adult, or 2% of taxable income above the filing limit.

  • In 2016 it will be the greater of $695 per adult, or 2.5% of taxable income above the filing limit.

  • After 2016 the tax penalty increases every year based on a cost-of-living adjustment.

The penalty starts after three months without coverage.

  • For each month the penalty due is 1/12 of the total annual penalty.

  • The penalty for a child is half that of an adult.

  • The total liability for a family is capped at 300% of the individual penalty.

    • Only the first two children are counted to calculate the penalty.

This article is published on KansasMoney.gov. Find more information by contacting these state agencies: