Exemptions to the Individual Mandate
There are some cases where there is no penalty to not having coverage.
Don't worry! Kansas law provides prompt and fair evaluations of the value of a damaged vehicle.
An insurance company may decide a motor vehicle will cost more to fix than its market value. This means they will declare the vehicle a total loss. They will use sources (such as used car guides) to determine its retail value or actual cash value (AVC) of the car.
The Company Must Declare the Vehicle Totaled if:
You have the option to keep your vehicle after it is totaled.
This article is published on KansasMoney.gov. Find more information by contacting these state agencies: