When Can I Enroll in Plans Through the Health Insurance Marketplace?

Last updated: October 7, 2015

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In Kansas, individuals and families may enroll through the Health Insurance Marketplace from November 1, 2015 through January 1, 2016.

Coverage becomes effective on January 1, 2016 for people who sign up between November 1 and December 15, 2015.

  • Following that, coverage is effective on the first day of the following month if a consumer enrolls by the 15th.

  • If after the 15th, coverage will be delayed an additional month.

  • During this open enrollment period, you will be able to change plans, change insurance companies or stay with the plan they have if it is still available.

You may also be eligible to enroll in coverage at times other than the open enrollment period.

  • There are special enrollment periods for individuals or families if they have a “qualifying life event” or a “complex situation”. Some examples include: 

    • Loss of minimum essential coverage for an individual or their dependent

    • Marriage birth or placement for adoption

    • Losing job-based coverage for any reason

    • Turning 26 and losing coverage under a parent’s plan 

    • Gaining citizenship or legal immigration status

    • Change in eligibility or transfer from Medicaid or CHIP 

    • Expiration of COBRA

    • Marketplace errors

    • And being a victim of domestic abuse

For a complete list of reasons for the special enrollment period click here.

Have more questions?

Contact the Kansas Insurance Department at 800-432-2484

Or the Health Insurance Marketplace at 800-318-2596.

This article is published on KansasMoney.gov. Find more information by contacting these state agencies: