Your Personal Goals

Last updated: April 13, 2016

Just as Important as Your Personal Tolerance for Risk and Volatility is Your Time Horizon

Long Term Investments:

  • If you’re in your 20's and 30's and you’re investing so you can retire in your 60's, because time is on your side, you can afford to take a little more risk than someone who only begins to invest in their 50's.
  • You can do the same if you’re investing for your toddler’s college education.

Shorter Term Investments:

If you are investing to build funds for a home, or something you will purchase in 10 years of less, the volatility of stocks demands that you invest more cautiously.

  • This means increasing the percentage in your portfolio of bond funds, money-market funds, and other lower risk investments.

Meeting with a financial adviser can help you figure out how to best address your specific needs.

*The information on this page is credited to IPT and Kiplinger. Their original materials are made available on the Kansas Securities Commissioner's website.

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