Decode some of the terminology used in investment here.
Learn the basics of setting yourself up for a good retirement.
Taking initial withdrawals of 4% or considering annuities are often recommended to retirees.
The incontestability provision,the misstatement of age provision, the suicide clause, and various settlement options.
Life insurance covers your loved ones in the case of your death.
If you’ve decided that an annuity makes sense for you, here are several key questions to ask yourself before signing any paperwork.
The fewer features, the less fees.
A TSA, which is authorized under section 403(b) of the Internal Revenue Code, allows specific groups and individuals to purchase annuities that are paid for through payroll deductions on a tax-deferred basis.
A fixed annuity earns a guaranteed rate of interest for a set time.
Higher risk, but potential for higher reward.
An annuity is typically part of a retirement investment.
There are a number of situations a deferred annuity may be the right choice for you.
Under current federal law, annuities receive special tax treatment.
The most common ways are life only, period certain, life with period certain, or joint and last survivor.
There are a number of situations an immediate annuity may be the right choice for you.
Either you will receive payments within a year or you will wait awhile.
A short quiz to help you navigate what you might need.
Turning 50 means you need to think through issues now to avoid problems later.
An indexed annuity is a kind of fixed annuity that grows according to a variable rate.
Learn about auto, home, health, and life insurance.
Clarify some of the terminology used in life insurance here.
Thinking through your financial needs can save you from penalties and extra taxes later.
Either you make one payment or several ones over a period time.
Things to consider about taxation when looking at Annuities.
Learn about fixed rate and variable annuities.