A fly-by of what you need to know about mortgages and financing a home.
Learn some of the factors why your policy rate might increase.
When something goes wrong and needs fixing, know if you're covered.
Know if your coverage will cover your property needs.
Know what liabilities you run the risk of occurring.
Make sure your coverage needs and your wallet meet at the right place.
These may include inflation guard coverage, scheduled personal property coverage, fire and extended coverage, flood insurance, earth quake insurance, and an umbrella liability policy.
No insurance is legally required, but you mortgage company may demand it.
Learn about internal and external insurance fraud.
Check your homeowners insurance policy for coverage.
Negotiate through overages and costs.
Ask about rates, points, fees, down payments, and PMI.
Know who to approach and whether they are acting as a broker or lender.
Simple steps and reminders to keep you shopping smart and safe.
Know who to pay and when a change will occur in your mortgage payment
Know what to pay attention to in a HELOC.
Get a basic understanding of what it is and what to consider with them.
Both personal and private factors contribute to the cost of your coverage.
Who, when, and why your policy may no longer be possible.
Keep track of what your own and its value.
Know the several components going into the costs of a HELOC.
How to keep up with your change in circumstances.
Clarify some of the terminology used in home insurance here.
Don't confuse market value and replacement cost.
The cost it would take to repair or replace your home after depreciation.
A quick, easy tool to be an informed buyer.
Learn about the various types of insurance fraud here.
Decode some of the terminology used in mortgages here.
Learn how to keep your home and belongings safe and covered under insurance.