In times when the market has taken a downward turn, and the value of your portfolio declines, do you, like many investors, consider the scenario a “doomsday”, or do you look upon the occasion as a grand buying opportunity?
Learn 7 basic types of stock you can invest in.
4 basic factors to a steady portfolio: stocks versus bonds, your personal goals, diversification, and rebalancing.
Learn the differences between money-market funds, stock funds, and bond funds.
Mutual funds give us cheap and easy access to stocks and bonds (and other types of securities) to increase our wealth.
Rebalancing helps you sell high and buy low.
Keep yourself on track to retire by adding diversity to your investment portfolio.
Your time horizon should determine your risk.
Disclosure allows you to see where your money is going.
Do you want to play it safe? Or are you in a position to be more risky?
Hopefully a dispute between you and your investment professional doesn't arise. But if it does, learn how to resolve them here.
Investment advisers and brokers are professionals: Expect to pay them.
Do you need a full-service, discount, online, or specialty brokerage firm? Or an investment adviser?
Fill out a form asking for things like net worth, annual income, age, investment objective, risk tolerance, occupation, and investment experience.
If you have little or no experience investing, hiring an adviser would be a good place to start.
Selecting investment help should be a careful process.
It takes only a short moment to protect your money.
Decode some of the terminology used in investment here.
Clarify some of the terminology used in retirement here.
If you take out money too soon, you can be heavily penalized.
Your investment choices fall into three broad categories: stocks, bonds and cash.
Anyone who has earned income from a job and who is younger than 701⁄2 can contribute to a traditional IRA.
Don't miss out a great opportunity by passing this up.
To find the right funds for your retirement portfolio, choose the fund types whose objectives and willingness to take risks match yours.
Don't fall victim to poor or illegal investment practices.
A Roth IRA is similar to an IRA, but with important differences.
The key to a successful retirement-investment plan lies not only in choosing the right investments but also in choosing the right place to keep them.
Learn the basics of setting yourself up for a good retirement.
Bonds add safety but reduce your overall return.
To put your retirement plan on track and keep it there, you need to master a few basic financial rules.
Decode some of the terminology used in mortgages here.
Investing strategies are based upon risk and reward.
Taking initial withdrawals of 4% or considering annuities are often recommended to retirees.
In this section learn the basics of investing wisely.
There are many variations of life insurance plans, but the two most common are 'term' and 'whole life' insurance.
Learn how to navigate Learning Quest's 529 plan.
Learning Quest is an advantageous college savings program administered by the State of Kansas.
Learn about your retirement account options if you are self-employed.
If you’ve decided that an annuity makes sense for you, here are several key questions to ask yourself before signing any paperwork.
The fewer features, the less fees.
A fixed annuity earns a guaranteed rate of interest for a set time.
Get the ins and outs of investment through Learning Quest.
Higher risk, but potential for higher reward.
There are a number of situations a deferred annuity may be the right choice for you.
Learn more about how we make and could better make financial decisions.
A quick quiz to help you avoid getting scammed!
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There are a number of situations an immediate annuity may be the right choice for you.
Either you will receive payments within a year or you will wait awhile.
A short quiz to help you navigate what you might need.
An indexed annuity is a kind of fixed annuity that grows according to a variable rate.
Don't fall prey to scams and lose your hard earned money.
Find out if your habits and behavior lend themselves to being defrauded.
Either you make one payment or several ones over a period time.
Things to consider about taxation when looking at Annuities.
Learn about fixed rate and variable annuities.