There are many available resources to help you understand and navigate the health insurance market.
A dozen tips to keep you safe and your money best spent.
Partnership plans provide dollar-for-dollar asset protection should you ever need to apply for Medicaid.
Learn about inflation protection, waiver of premium charges, & nonforfeiture benefits.
Learn about acuatl expense and indemnity policies.
The shorter the elimination period, the higher your premium.
Learn what to look at to see if long-term care might be right for you.
A rider is additional coverage added to life insurance that was not included in the original policy.
Long-term care insurance policies are not standardized like Medicare supplement insurance: Each policy is different.
Learn about "free look", third party notification, inflation protection, and "guaranteed renewable" here.
In 2015, the average cost of care in a Kansas nursing home was $60,225 per year. Learn about more more costs here.
Learn the basics of what a plan covers and what you should look for.
Learn the basics of what it means to "qualify", and how you can understand the factors that might affect your qualifications.
In order to use your long-term care insurance benefits, you must meet the qualifications outlined in your policy.
Your benefits could not be taxed as income and you could deduct some of your premium from your federal taxes.
Some life insurance policies and annuities may be considered a qualified long-term care policy if they provide certain longterm care benefits as a rider or part of the contract.
The premium cost will be higher if you choose a longer benefit period.
Long-term care plans are not standardized.Be sure you understand the kinds of facilities your policy will cover.
Learn about auto, home, health, and life insurance.
Long-term care covers when you need help taking care of yourself long-term.