When you are considering a loan, verify that your prospective lender is properly authorized and know who to call if you have concerns.
Borrowing money does not only include house and automobile purchases.
Explore different types of loans and know the steps you can take to make wise borrowing decisions.
A HELOC is a line of credit based on the appraised value of the home minus the outstanding balance on the mortgage.
These are quick descriptions of some terms you may see while exploring mortgage options. Be certain to research thoroughly before choosing a product.
A fly-by of what you need to know about mortgages and financing a home.
The mission of the Office of the State Bank Commissioner is to ensure the integrity of regulated providers of financial services through responsible and proactive oversight, while protecting and educating consumers.
Protect yourself when taking a car loan from the dealer.
A certificate of deposit (CD) is a relatively low-risk investment.
Request a speaker from one of the KansasMoney.gov agencies today!
We need your help identifying fraud and abuse.
The bank is allowed to place a "hold" on checks you deposit.
Help yourself get out of debt with debt management services.
Ask about rates, points, fees, down payments, and PMI.
Know who to approach and whether they are acting as a broker or lender.
Simple steps and reminders to keep you shopping smart and safe.
Know who to pay and when a change will occur in your mortgage payment
Know what to pay attention to in a HELOC.
Be smart when entering into debt.
Get a basic understanding of what it is and what to consider with them.
Learn more about banking in Kansas.
The Bank Commissioner's office may help as an intermediary where able.
Know the several components going into the costs of a HELOC.
Decode some of the terminology used in mortgages here.
This video shows how someone compares the costs when choosing a place open savings and checking accounts.
Overdraft practices and protection plans.
Though uncommon, a bank can refuse.