These are items tagged with `OSBC`

Verify Your Lender

When you are considering a loan, verify that your prospective lender is properly authorized and know who to call if you have concerns.

Small Dollar Loans

Borrowing money does not only include house and automobile purchases.

Borrowing Money

Explore different types of loans and know the steps you can take to make wise borrowing decisions.

Home Equity Line of Credit

A HELOC is a line of credit based on the appraised value of the home minus the outstanding balance on the mortgage.

Mortgage Product Options

These are quick descriptions of some terms you may see while exploring mortgage options. Be certain to research thoroughly before choosing a product.

Home & Mortgage Loans

A fly-by of what you need to know about mortgages and financing a home.

State Bank Commissioner of Kansas

The mission of the Office of the State Bank Commissioner is to ensure the integrity of regulated providers of financial services through responsible and proactive oversight, while protecting and educating consumers.

Financing a Vehicle

Protect yourself when taking a car loan from the dealer.

Certificates of Deposit

A certificate of deposit (CD) is a relatively low-risk investment.

Speakers Bureau

Request a speaker from one of the KansasMoney.gov agencies today!

File a Complaint

We need your help identifying fraud and abuse.

Can My Bank Wait to Give Me Access to the Money I Deposit?

The bank is allowed to place a "hold" on checks you deposit.

Debt

Help yourself get out of debt with debt management services.

Gather Information

Ask about rates, points, fees, down payments, and PMI.

Shop Around: Ask Several Lenders

Know who to approach and whether they are acting as a broker or lender.

Shopping for the Best Mortgage

Simple steps and reminders to keep you shopping smart and safe.

The Servicing of Your Mortgage

Know who to pay and when a change will occur in your mortgage payment

What to Look for in a HELOC

Know what to pay attention to in a HELOC.

Safe Borrowing

Be smart when entering into debt.

Reverse Mortgages

Get a basic understanding of what it is and what to consider with them.

Banking

Learn more about banking in Kansas.

What Happens if I File a Complaint Against My Bank?

The Bank Commissioner's office may help as an intermediary where able.

Costs of a HELOC

Know the several components going into the costs of a HELOC.

Mortgage Term Dictionary

Decode some of the terminology used in mortgages here.

Video: Options When Banking

This video shows how someone compares the costs when choosing a place open savings and checking accounts.

Overdraft Services

Overdraft practices and protection plans.

Can a Bank Refuse to Cash My Check?

Though uncommon, a bank can refuse.